Fixed-Rate Mortgages:

  • 30-Year Fixed-Rate: Our most popular option, offering predictable monthly principal and interest payments for the life of the loan. This provides stability and peace of mind, making budgeting straightforward even as general mortgage rates currently hover around 6.72% – 6.84% (as of mid-July 2025).

  • 15-Year Fixed-Rate: Pay off your mortgage faster, build equity more quickly, and often benefit from a lower interest rate compared to a 30-year term. While monthly payments will be higher, you’ll save significantly on interest over the life of the loan.

better money habits

 

We understand that securing the right home loan is crucial, which is why we offer a comprehensive range of mortgage solutions, competitive rates, and personalized support from experienced loan officers. Whether you’re a first-time homebuyer, looking for your next family home, or considering refinancing, WAYFIN is your trusted partner every step of the way.

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